In the event of a claim in a condominium, a co-owner may wish to choose their own contractor for repairs instead of the one proposed by the insurer. However, this right depends on the nature of the work and the parties involved.

  • Claim affecting only the private unit:

When the claim only affects the private unit, the co-owner can call on a contractor of their choice, provided the work meets the insurer’s standards to guarantee compensation. It is therefore crucial to ensure that the chosen contractor complies with the insurance requirements to avoid disputes.

  • Claim impacting common areas:

For claims that also affect the common areas, the condominium syndicate plays a predominant role in managing the repairs. The syndicate can designate the contractor and ensure compliance with the work carried out. In this case, the co-owner cannot refuse the chosen contractor without a solid justification, as the quality and compliance of the work are paramount for the community.

  • Importance of cooperation and compliance:

To avoid complications, it is advisable to cooperate with the syndicate and follow the established procedures. Checking the declaration of co-ownership and the insurer’s requirements is essential for smooth management of repairs, thereby ensuring effective and compliant rehabilitation.

Conclusion:  

Refusing the contractor designated by the insurer depends on the type of claim and the parties involved. Cooperating with the relevant parties and adhering to the procedures in place helps facilitate repairs and ensures harmonious management of claims in condominiums.